5 Budgeting Tips for Moving House

So, you’ve snagged a new home and you’re ready to start your next chapter – congratulations! Living in a new home can be a dream come true. Moving, on the other hand, can feel like a nightmare if you’re not prepared. As the saying goes, if you fail to plan, you plan to fail.

This list of budgeting tips for moving house is here to help you reduce the financial stress and focus on the things that matter.

Moving house can be one of the most stressful days of your life. If you feel yourself getting stressed, take a break, take a breath, and go and drink some water.

Tip 1: Get organised

When you have the luxury of time, planning every step of your move can save you a significant amount of money and stress. If you’re not so lucky, and time is of the essence, being smart about your priorities can be a big help.

There are two important things to plan. Number one is a plan of action. Number two is a budget.

Plan of action:

To start, think about all of the things you will need to organise before the move. This could include cleaning, managing mail, and making arrangements with your real estate agency or landlord.

Once that’s sorted, it’s time to focus on the logistics of moving. These tasks may include organising removalists or truck hire, asking friends or family for help, and packing everything into boxes.

This way, when the big day (moving day!) comes around, all you’ll need to do is pack away any last-minute items and get moving.


Another tip for moving house is to set out your expenses in your budget. These may include:

  • Removalists
  • Van/truck hire
  • Fuel
  • Moving supplies (boxes, tape, bubble wrap, etc.)
  • Professional house cleaning
  • Professional carpet cleaning
  • Cleaning supplies
  • Utility connection fees
  • Pet and childcare
  • Bond
  • Locksmith
  • Gifts for friends and family that helped you move
  • Home and contents insurance
  • New furniture
  • Post-move grocery shop
  • Storage costs

Calculate all of these expenses and add 5% for unforeseen costs. This will give you a savings target to work towards.

Tip 2: Marie Kondo everything

It’s not rocket science that the less stuff you have means the less stuff you have to move. The time before you move is the perfect opportunity to go through all of your belongings and either sell or donate the things that you don’t need. This is where the magical method of Marie Kondo comes in.

Marie Kondo’s philosophy is to pull out all of your items by category and put them in a big pile. This is so you can see how much stuff you really have. Then, go through the pile, item by item, pick it up and decide whether it “sparks joy” for you or not. If it does, it goes in the keep pile. If not, you thank it for its service and put it in the sell/donate pile. This is a great way to get rid of things that simply take up space.

Tip 3: Don’t buy new boxes

This may sound like a simple tip, however, it’s surprisingly helpful. Boxes can be expensive and, depending on how many you need, they can add up very quickly.

Try to get creative with how you transport things, especially if you’re doing some of the moving yourself. For smaller items, you can use up any reusable grocery bags that you have lying around. You can also use Facebook Marketplace or Gumtree to purchase second-hand boxes at a discount. Be careful with buying second-hand moving boxes as, if they’re damaged or worn, they may be prone to breaking which could damage your belongings.

Tip 4: Save on removalists

Usually, the biggest expense of any move is the removalists.

If you’re going down the removalist route there are a lot of things you can do to keep the costs down. When choosing the best removalists based on price, consider how many movers are included, if they have extra add-on costs, and always check their reviews.

Also, most removalists charge by the hour. So, it’s smart to make things as easy for them as possible. Try to move your furniture to an easy-to-access space. Disassemble furniture to make it easy for them to move. Have all of your boxes packed up, secure, and ready to move when they arrive. Minimising the time they have to spend moving things will maximise your savings.

If you really want to save some dough, do as much of the move yourself as possible. Only leave the very large or awkward things that you can’t possibly move yourself to the professionals.

Tip 5: Relax

The last tip for moving house is to relax. Whether you’re doing it all yourself or leaving it to the professionals, moving house can be one of the most stressful days of your life. If you feel yourself getting stressed, take a break, take a breath, and go and drink some water.

If you can’t fit your couch through the door, put it down, take a break and come back to it in a bit. If you try to force it you may end up damaging your furniture, damaging the property, or injuring yourself. All of those things will cost money. It’s important to remember that if an accident happens that it’s not the end of the world. If you let yourself become stressed and frantic during the move, you’re more likely to miss something or make a mistake which may come with a hefty price tag.

Relax, you got this. Good luck with your move!

Does your moving budget need a boost?

Don’t have time to save up for your move? Need some new furniture to make the place your own? You can get a Gedda Money personal loan for up to $12,000 to cover the costs of moving house, even if you have a poor credit history. That’s one less thing to stress about!

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