Gedda Money doesn’t rely on your credit score. In fact, we don’t even look at it. Instead, we talk to you, to understand your story. As sometimes you make a financial mistake along the way, and we understand that.

We are a new way of lending to credit-impaired Australians.

We take a forward-looking approach. Which means that we don’t look back at your credit score. We take the time to understand your financial circumstances.

We are 100% Australian owned and located on Australian shores. We write, approve and fund your loan directly. This means your information stays with us and is not sold or transferred to some third party fund provider.

No nasty surprises

We provide you with a responsible loan that is personalised for you. We also don’t hide our fees. Who likes nasty surprises? We don’t! That’s why we are transparent with our pricing and all our fees are stated upfront.

Early repayments – sure

We don’t mind if you repay your loan sooner. If it gets your financial freedom back more quickly – that’s great. We also don’t charge additional penalty fees for early repayments, it’s just a one-off $50 administration fee to close your account – really simple.

Our Application and Approval Process

Apply online

Complete our simple online loan application. Provide us with your key documents as part of the online process.
We then look at the big picture – your bank statements, employment history and earning potential.

Talk to Loan Adviser

A dedicated loan advisor will call you. They will discuss and assess your application to determine if you are eligible for a loan. It will be personalised for your circumstances and full financial profile.

Get a tailored repayment plan

We make the repayment process easier for you to plan and budget as we align your repayment cycle to the timing of your income, which are automatically deducted.

Have a question?

Need more information? Ask us anything – we’re happy to help. We’re open from Mon-Fri 9am-5pm and will get back to you as soon as we can.